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Insurance is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss. An entity which provides insurance is known as an insurer, insurance company, insurance carrier or underwriter.A person or entity who buys insurance is known as an insured or as a policyholder.
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Motor insurance is a coverage which is bought for cars, trucks and other vehicles that ply on roads. Its main objective is to give complete protection against physical damage or.
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Cash Value vs. Replacement Cost. Replacement cost is the amount you pay for your car at today’s cost. The cash value is the amount you pay for a similar car at today’s cost, or the replacement cost, minus depreciation.
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