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The cost of insurance will need to drop by £252 before drivers get back to the days of the “rock-bottom” premiums of 2008, when car insurance cost just £499 on.
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Before you settle on a vehicle, make sure you check the Insurance Institute for Highway Safety’s (IIHS) Top Safety Picks for the crash test rating of the car you have in mind. Besides providing your teen driver with more protection, buying a safe car for your teen driver can also help lower your insurance premium.
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First, don’t assume having a separate policy for your teen will save money; on the contrary, it could actually cost more to purchase a separate car insurance policy for your teen than to just add your teen driver to your own policy.
Car Insurance Rates by Age. Auto insurance quotes will vary significantly depending on the age of the driver or applicant. Young drivers are notoriously more dangerous behind the wheel and because of that, insurance companies charge higher rates on policies covering young drivers. The chart below will show you how drastically car insurance quotes.
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