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Low mileage car insurance. Your insurance premium is determined by many factors, but However, based on past accident data some insurers may take it into consideration that drivers who cover very few miles are also less likely to know the road well, so may be more likely to be involved in an accident.
Sometimes filing an insurance claim is an obvious course of action after a car accident. You will typically be penalized for three years after an at-fault accident. When you're considering filing a car insurance claim, weigh the value of your claim against the $2,061 in additional premiums you would.
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